July 22nd, 2010
Australia is ranked the #1 travel destination for Chinese citizens, which is anticipated to continue for the next few years. In fact, according to a study by Visa PATA Travel Intention Survey, they found that more than half of the travelers from China are expecting to visit Australia within the next two years. This has been further underscored by last month’s announcement by the Australian government to invest $30 million to market Australia as an attractive travel destination in China.
Australia, known for its natural beauty, tradition, and culture, has been a hot travel destination for many international travelers. Since 1999 when Australia was added to the Approved Destination Status list of approved countries for international travel, Australia has continuously grown to be one of the travel favorites. Currently, China is ranked 4th in the world in terms of the number of visitors Australia receives each year.
While Australia has reciprocal health agreements with specific nations, China is a non-participating member. Because of this, it is highly recommend to purchase an international travel insurance policy while traveling to Australia. The Atlas Travel Insurance plan is well designed for this as it provides coverage for inpatient and outpatient services, prescription drugs, emergency medical evacuation, repatriation, doctor office visits, etc. To be eligible for this plan, individuals must simply be outside their home country and can purchase as little as 5 days of coverage.
If you are interested in finding out about more information on our international travel insurance for your trip to Australia, you can check out our benefits and exclusions right online.
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June 30th, 2010
The United States Consulate will have a new fee schedule that will take effect on July 13, 2010 for immigrant visas. These changes come shortly after the non-immigrant visa fees increased on June 4, 2010.
These new few schedules for the US Consulates are intended to cover operating expenses for overseas consulates and passport agencies. Twenty-seven of the fees have been adjusted, including for passports, immigrant visas, and consular services.

Under the current scheme, the fees were unable to cover the costs for operations in the United States and abroad, especially with the new security enhancements. As a result, the Department of State has phased in new fees associated with visa processing and services.
As of June 4, 2010, all visas that are not petition-based (i.e., B1/B2, F, M and J visas) will pay a fee of $140 and those visas that are petition-based (i.e., H, L, O, P, Q, and R) will pay a fee of $150. The application fee for K visas for fiancé of U.S. citizens will be $350 and E visas for treaty-traders and treaty-investors will be $390 for example. For further information of the fee schedule enacted on July 13, 2010, the Department of State has made a list available for review.
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June 23rd, 2010
The oil spill in the Gulf of Mexico has created travel uncertainty from the planned beach vacation to the upcoming cruise. Although there has not been a canceled cruise as a result of the oil spill, we are still unsure how this may affect your upcoming vacation. If you are concerned about your non-refundable plane or cruise ticket or even your pre-booked excursions, it is important to look into travelers insurance as many plans do not cover cancellation resulting from the oil spill.

Although some plans cover natural disasters like hurricanes or volcanoes, the oil spill is instead considered a man-made disaster and in many cases is not covered. There have been reports where passengers have tried to cancel their airline tickets and were unable to obtain a refund on their insured flight. Many airlines have announced that the oil spill does not prevent incoming and outgoing flights and thus passengers will not be able to claim a refund – leaving passengers to assume both the non-refundable cost and rebooking fees.
If this is a concern for you, we here at International Citizens recommend purchasing a trip cancellation plan with the option to cancel for any reason. Our RoundTrip Choice plan is well designed as an oil spill insurance that will allow you to add the option to cancel for any reason as long as your initial deposit was secured within 10 days of purchasing the plan. This will allow you to cancel as a result of the oil spill and you will be able to retrieve 75% of your non-refundable costs.
If you have additional questions about this coverage, please feel free to contact us for further information about how to protect your upcoming trip.
Tags: cancel for any reason insurance, cancel for any reason oil spill, insurance for oil spill, man made disaster insurance, oil spill insurance, trip cancellation for oil spill, trip cancellation insurance Posted in International Travel Insurance | 1 Comment »
June 15th, 2010
The United Arab Emirates (UAE) has been a popular tourist destination, well-known for its extravagance and resorts. Recently, traveling has become much easier as websites are popping up with visa services right online. Currently, there are 33 countries that have an agreement whereby visitors can receive their visas on their arrival to the UAE:
• Australia • Andorra • Austria • Brunei • Belgium • Canada • Denmark • Finland • France • Germany • Greece • Hong Kong • Iceland • Ireland • Italy • Japan • Liechtenstein • Luxembourg • Malaysia • Monaco • Netherlands • New Zealand • Norway • Portugal • San Marino • Singapore • South Korea • Spain • Sweden • Switzerland • United Kingdom • United States of America • The Vatican
For the rest, the United Arab Emirates requires visitors to apply for their visa prior to arriving in the country. With corporate travel down by almost 50% last year and with the move to have more visitors schedule a layover visit, new inventive ways have been created to make the visa process easier.
Now, there are two online visa services available through the Emirates Airlines and Etihad Airways:
-Emirates Airlines offer the online visa application for travelers both the 96-hour visa 30-day visa. After applying, visas will be sent electronically within four business days and passengers will be able to follow the application status online.
-Etihad Airways will offer online visas for 90 days, tourist visa for 30 days, entry permit for 14 days as well as transit visa for 96 hours. Like Emirates Airlines, you will be able to apply and submit all required documents online. Additionally, you will also be able to track your visa status online which usually takes five to seven business days.
These services are expected to increase travel to the United Arab Emirates as processing is now easier and more convenient. As these services become more widely used, the online visa services are anticipated to expand into other visa offerings as well.
Tags: Long-term visa to UAE, Long-term visa to United Arab Emirates, Online Visa to UAE, Online Visas to the United Arab Emirates, Short-term visa to the United Arab Emirates, Short-term visa to UAE, Travel to the UAE, Travel to the United Arab Emirates, Visas online to the UAE Posted in Expat News | No Comments »
May 11th, 2010
The United States will be implementing new visa requirements that will make the application process much less painful than before. On June 1, 2010, the US government will be integrating online services for their application process. The online form called the DS-160 for Nonimmigrant Visa (NIV) will be strictly for temporary visits including for business, pleasure, study and official diplomatic work. This includes:
- Scheduling Interviews Online
- One application per family (instead of applications for each family member)
The application is anticipated to take between 20 to 40 minutes. Once completed, individuals will be required to print this confirmation and present it during the interview. This confirmation letter will include a bar code which will pull up the submitted application immediately. In the case where there is no immediate printer access, applicants can choose an optional feature to have the application emailed. For those traveling frequently to the US, applicants can use the same online application and simply change the dates listed on the original application form.
According to the US consulate, visa applications should be submitted 2 – 3 months in advance; expedited visa processing will only be available to students and medical emergencies. After a successful interview, visas can be picked up 24 hours after the formal interview.
Tags: DS-160 Online Form, New visa guidelines for the United States, nonimmigrant US visa, Travel to the US, US visa application form, US Visa Guidelines for the United States, US visa online form Posted in International Travel Insurance | 1 Comment »
April 23rd, 2010
Recently, the worst disruption of European commerce since World War II was caused by an unexpected natural disaster, a volcano eruption in Iceland. Volcano Eyjafjjoell erupted for the second time in less than a month after being dormant since 1821. This time, the ash and smoke caused an international crisis that effected air travel in many parts of Europe. The International Air Transport Association reported that the ash made air travel unsafe and led to the cancellation of 100,000 flights and an estimated $1.7 billion loss to the airline industry.
Travelers found themselves unexpectedly stranded as days passed and air travel was grounded due to the natural disaster. Other travelers spent thousands of dollars on non-refundable tickets, accommodations and excursions for their pre-planned trips and at the final moment were unable to board a plane. When they requested a refund, some found that they were out of luck! The European Union offered some financial assistance for already-stranded travelers traveling in and out of the EU where if original flights were canceled they had a right to either a refund or to be re-routed.
This has many travelers considering what options they have to avoid this problem in the future. Natural disaster trip insurance is an important consideration when planning to travel abroad, especially if your expenses are non-refundable. Whether volcano, earthquake, tsunami, or other natural disaster strike, it is an important consideration. That is why trip cancellation has become extremely popular. For many, the RoundTrip Choice has become a popular option as you can add the cancel for any reason option which would allow you to cancel and receive reimbursement for your trip costs.
If you have any questions about the benefits, feel free to contact a licensed agent to provide additional assistance.
Tags: natural disaster insurance, natural disaster travel insurance, natural disaster trip insurance, travel insurance for earthquake, travel insurance for natural disasters, travel insurance for tsunami, travel insurance for volcano, trip cancellation for natural disasters, trip cancellation insurance for natural disasters, trip insurance for natural disasters Posted in International Travel Insurance | Comments Off
April 12th, 2010
On April 12, 2010, the United States Department extended a travel warning in Mexico until May 12 due to the violence that has erupted particularly in the Northern region including in Tijuana, Nogales, Ciudad Juarez, Nuevo Laredo, Monterrey, and Matamoros.
This extension was in part due to the bomb that was targeted at the United State Consulate building in Nuevo Laredo on Friday night. Though no one was injured, the Consulate General and Consular Agency in Piedras Negras have been closed indefinitely starting Monday, April 12, 2010, until they have sufficient security in place.
This follows the recent violence linked to drug trafficking targeted at US consulate workers in Ciudad Juarez where three people were killed. According to the New York Times, “Drug violence is raging across Mexico, and almost 20,000 people have died in the fight among cartels and with Mexican security forces since President Felipe Calderón began his crackdown on drug gangs in 2006.”
For the latest security information, the US State Department offers information on Travel Warnings and Alerts to monitor the security status.
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April 6th, 2010
In recent years, market instability has made headlines and created financial uncertainty even among the largest companies. So the question arises, how do you know which plans are more financially stable than others?
Dating back to the early 1900’s, independent rating agencies were established to evaluate the worthiness of financial instruments of railroad companies. Over the years, multiple rating agencies have developed a more extensive rating standard across various industries. Today, the leading rating agencies include Standard and Poor’s and AM Best.
Typically, these rating agencies use an alphabetical standard to identify which companies have extremely strong financial strength:
- AM Best uses a scale from A++ (Superior) down to F (Liquidation); According to AM Best, a company with a B+ (Good) or higher rating is classified as financially secure, while any lower rating is categorized as vulnerable.
- Standard and Poor’s uses a scale from AAA (Extremely Strong) down to CC (Extremely Weak); Standard & Poor’s requires that “all health care insurers in the secure range are expected to maintain at least ‘BBB’ level.”
This rating index is especially important as it will help ensure that your plan will have sufficient funds to pay any claims that you may incur. One of the most important functions of this system is that it also allows you can compare other insurance plans based on industry standards from independent agencies.
International Citizens only provides A rated insurance carriers to ensure that you and your family are properly insured. If you have any questions about our plans and their ratings, please feel free to contact our certified agents.
Tags: financial, health insurance ratings, insurance carrier ratings, international insurance carrier ratings, international insurance ratings, travel insurance ratings Posted in Uncategorized | Comments Off
March 31st, 2010
Starting May 1st 2010, the Cuban Government will make it a mandatory requirement for all international travelers to purchase and show proof of international travel insurance when entering their country. Details are still a little sketchy about what will be required in terms of coverage levels, however the information we have at the moment is that coverage will only be accepted by a few “select” international insurance companies.
If a traveler arrives in Cuban after May 1st 2010 without proof of coverage, they will have to purchase a plan from a Cuban insurer at the airport before being granted access to enter the country.
For US Citizens, it is also still unclear about how this will work for you when traveling to Cuban, as the current US embargo restricts Cuban businesses from operating in the USA – and thus this would make purchasing Cuban insurance impossible or very hard before any travel.
As more details about this requirement unravels, we will keep you updated. In the meantime, if you need to purchase any international travel insurance coverage, please check out our dedicated section,
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March 25th, 2010
It is that time of the year where the weather is warming up and vacation time is just around the corner. Traveling to Mexico may be next on the list of destinations – you’ll be lying on the beaches after visiting the ancient Mayan ruins. In preparation for your trip, you will want to consider the health facilities and care before packing your bags and boarding the plane.
The US State Department strongly recommends that you purchase a travel insurance plan if you do not already have international coverage. In the United States, some plans offer health insurance coverage abroad. In order to find out these details, you will need to contact your insurance company to find out if your benefits extend into Mexico. If you are on the Medicare system, this plan will not cover you in Mexico.
If, on the other hand, you are a member of the European Union or Australia you will need to purchase a travel insurance plan as Mexico does not have any reciprocal agreements with other nations. Although Mexico has its own national health care system called the Instituto Mexicano de Seguro Social, this is only available to Mexican nationals and legalized immigrants who pay into the system. If you do not have coverage with a private policy – you would not be covered while vacationing in Mexico.
In terms of the facilities, Mexico City has excellent health facilities; however more remote locations may have few resources. Because of this, it is recommended that your plan includes emergency medical evacuation in the event that you’d need to be transported to a facility equipped to provide treatment. If Spanish is not your first language, you’ll also want to find out whether your plan offers translation services.
A well-suited option for your trip to Mexico is the Atlas Travel plan. This plan will allow you to customize your dates of coverage for as little as 5 days and you can add sports coverage should you be participating in adventurous activities. The plan also provides coverage outside your home country for inpatient and outpatient services, prescription drugs, emergency medical evacuation, repatriation, doctor office visits, etc.
Be sure to keep your proof of insurance with you at all times as this is generally required before being treated. Que disfrute su viaje – hasta luego!
Tags: health insurance for mexico, medical insurance for mexico, mexico health insurance, mexico medical insurance, mexico travel insurance, mexico trip insurance, short term coverage in mexico, travel insurance for mexico, trip insurance for mexico Posted in International Travel Insurance | 1 Comment »
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