Trip and Travel Medical Insurance Options
Whenever you travel abroad, you want to make sure you have a high quality international travel insurance plan in place to protect you in the event something happens. At International Citizens, we can provide you with a number of travel insurance plans that provide anything from short term single trip insurance, annual multi-trip insurance and a range of specialty plans.
With so many travel insurance options to choose from, sometimes it can be hard to decide which insurance solution is the best. You may also have coverage in place from your domestic health insurance, or you may have coverage through a credit card or other source – but are not happy with the levels of coverage. With all the decisions to make, and working out which plan is right for you, it can be daunting prospect.
What are the different types of plans?
Trip insurance plans typically insure the cost of your trip against the chance that your might not be able to go. They can be limited so make sure you read the fine print. In short, if you have to cancel your trip for covered reasons, you will be reimbursed for the costs of the trip. Read the fine print to make sure you understand the benefits, specifically the situations where they will reimburse you for. The cost of Trip Cancellation insurance is typically between 5% – 10% of the trip costs
Through our partnership with International Travel Insurance Group (ITIG), we can walk you through the process and help you choose what international travel insurance options are the best for you. Please do not hesitate to call or email ITIG through their contact ITIG and they will help guide you in the right direction.
Travel Medical Insurance
Travel medical plans offer additional emergency medical benefits than what is included in trip insurance with fewer trip insurance benefits. The costs can often be lower than a Trip Cancellation plan. There are links to compare the various plans below.
All plans provide comprehensive benefits and will allow you to travel anywhere in the world as long as you planning to travel outside of your home country. Please learn more about the various travel insurance options that are available to you:
Atlas Travel Insurance HCC/ Lloyds offer the Atlas Travel Medical Plan, a single Trip Travel Insurance coverage from 5 days up to 1 year, with renewability up to 3 years.
If you travel frequently throughout the year you might consider a Annual Travel Medical policy.
Trip Cancellation Coverage
Trip Cancellation Plans provide insurance to cover the cost of your trip should you have to cancel along with some international medical benefits, trip interruption and evacuation coverage.
Seven Corners Plans:
For US Citizens, or those based in the USA, covering your trip costs in case of cancellation.
Trip Cancellation plans here are for US citizens. For non-US citizens, go to: Trip Insurance for International Citizens
Medical Evacuation Coverage
Evacuation Insurance will provide medical evacuation should you become ill or get injured in remote locations and need transportation to a medical facility that can care for you and potentially back home should the situation call for a return home for care
MedJet – Emergency Evacuation Insurance for those that need specialized evacuation insurance (including political).
International Travel Insurance Comparison
If you are interested in comparing a few different options, we suggest the following resources: