Organizing Your Money While Overseas Is Easier Than You Think.
If you’re passionate about travel, you’ve undoubtedly come across many an article that promises how you can see the world for next to nothing or live in a foreign country for free. But experienced international citizens know that travel and money are never so straightforward, no matter how frugal you are. Regardless of your living or spending style, there are always expenses to keep track of and when you’re living in a foreign country, you can expect extra challenges. It’s not always easy being away from your home bank or trying to juggle life, business, and pleasure with a confusing assortment of currencies and coins. These international money apps will help you make sense of it all and save time and energy for what you love best -seeing the world!
Mint is an absolute fan favorite when it comes to money management and its comprehensive services and easy to use format makes it a breeze to use no matter where you are in the world. The budgeting feature is excellent for planning your next big trip and making sure you’re setting aside enough for your next big goal. And – for better or worse – it breaks down your spending by category, helping you keep on track. So you keep blowing your budget on wine and tapas each month. At least you know!
XE and Splittr
Looking to swap your Yuan for Forints? Confusing your Koruna with Kuna? Xe.com is the granddaddy of all currency conversion websites and their handy app allows you to store your 10 favorite currencies and compare them to your home unit. It includes a rate alert option, which is perfect for ex-pats who are trying to determine the best time to make big currency swaps.
If you are likely to be splitting meals AND splitting currencies, Splittr makes for a great companion to XE. Splittr helps you split the bill for simple expenses, like a restaurant bill, or for cumulative adventures like a road trip, where it can track for who paid for what, regardless of the currency, and can even break down everyone’s share in different currencies.
Imagine a financial app that’s a cross between Tinder and a private detective. That, in a nutshell, is Billguard. It syncs with your bank account and will show your balance and help you with budgeting. But you can also use it to go through each and every expenditure, swiping right for every legitimate item and swiping left for any suspicious transactions you don’t recognize. It’s the perfect peace of mind when you’re not entirely convinced that the shady spa attendant won’t process your payment twice.
Are you a global freelancer? Has entrepreneurship led you to relocate in another country? You need Expensify. You can use it to track your time, your travel, and your business expenses. Best of all, there’s a built-in program to scan receipts, taking a lot of the paperwork out of your busy ex-pat life.
Last but not least, every traveler knows that there’s another kind of currency out there – travel points! Wallaby is a fun app that integrates finances and points to help you get the best bang for your buck and the most from your travel expenses. Wallaby helps you optimize your credit card rewards and will even tell you what card to use at what merchant to get the greatest possible amount of points.
Living the travel dream, with no money nightmares.
You’ve saved and planned for a long time in able to live out your dream. With the right app, your money can take you further and help you travel deeper – all with less stress and less paperwork. And while you are doing your research, check out some related financial articles: