Expat Health Insurance in Belgium
Those who will be relocating abroad to Belgium will want to explore their private insurance options before making their move. Health insurance is not automatically included in the Belgium social security system meaning you will not be automatically covered for your medical expensed. However, expats who will be employed in Belgium by a Belgian company are able to have funds automatically deducted from their salary by the National Office of Social Security. Expats can then sign up to be apart of a health insurance fund which will reimburse certain medical expenses.
Although this fund provides health coverage, it does not cover all of your medical expenses. Many individuals will often purchase a private international health insurance for Belgium. Those who will not be employed while living in Belgium, or would like international health insurance to supplement their Social Security system health insurance often purchase the Global Medical plan.
This plan comes in four levels allowing expatriates to choose the level that meets their needs. Here is a breakdown of each level:
Silver: The silver level is the most economical option for those looking for international health insurance for Belgium and it still provides great benefits such as doctor’s visits, hospitalization, surgery, repatriation of remains and emergency medical evacuation.
Gold: This is a great option for those who will be living abroad for 36 months or less. It includes all of the great benefits of the silver level, but they are enhanced! This means more coverage at an affordable price.
Gold Plus: This level gives expatriates in Belgium coverage including doctor’s visits, hospitalization, enhanced emergency medical evacuation, repatriation of remains, emergency dental, and transplants.
Platinum: The platinum level offers the most coverage including enhanced mental health, child wellness, adult wellness, non-emergency dental, pre-existing conditions as any other illness, vision and global concierge and assistance services.