In 2014 Indonesia will begin the process of rolling out universal healthcare- through stages, the goal is to have national healthcare within Indonesia established by 2019. Currently, only approximately 60 percent of Indonesia’s population is covered by some form of health insurance according to Refworld.
In the meantime, expatriates who are currently living in Indonesia or plan to be in the near future will need to purchase private international health insurance.
When searching for insurance for expats in Indonesia it’s important to first establish what benefits will be needed within the plan. If you are looking for a plan, a couple of key benefits that you will want to make sure your plan includes are:
- In Patient and Out-Patient care
- Wellness Visits
- Repatriation of Remains
- Emergency Medical Evacuation
- Doctor’s Visits
Other benefits that you will want to look for beyond these items may include maternity, mental health, wellness and pre-existing condition coverage.
Two popular options when it comes to insurance for expats in Indonesia include the following:
IMG Global Medical Insurance Plan:
Individuals can have up to $8,000,000 in coverage with the Global Medical plan and are able to choose their own deductible. This plan includes all of the suggested coverage basics plus more comprehensive benefits like vision, dental, wellness, mental health and maternity.
If you are looking for one of the most comprehensive plans when it comes to insurance for expats in Indonesia, this plan is the option you’ve been searching for. Individuals with the IHHP plan can enjoy coverage for the basics along with terrorist attacks and chronic conditions when diagnosed after enrollment. Plus, this plan lets you enjoy coverage for life- regardless of your age or health.
If you would like more information on insurance for expats in Indonesia or help choosing between the Global Medical and IHHP plan, please contact one of licensed agents.
Medical doctor writing on a clipboard photo courtesy of Shutterstock