People decide to become an expat in China for many reasons, a new business opportunity, a cultural experience or sometimes even just for a life change. If you will be or are already included in the group of expatriates living in China, no matter what brings you there, it is important to ensure you have the expatriate health insurance in China that you will need.
Healthcare access and quality for expats in China is ranked number 28 and organizing healthcare is ranked number 30 on the 2011 Expat Explorer survey results. As an expat in China, it is important to ensure there are not any other hurdles getting in the way of receiving the care you will need to stay healthy. To make things easier abroad, it is important to explore international health insurance options and find a plan that will meet your needs. If you need medical care, you can find a list of hospitals in China for visitors or expats.
There are a couple of options for expatriate health insurance in China. Anyone around the world is able to have worldwide coverage or worldwide coverage excluding the US. These plans provide coverage up to $5,000,000 or more and include hospitalization and outpatient care, prescription medication, mental health and pre-existing condition coverage.
If you are a US citizen looking for expat health insurance in China that has an unlimited policy maximum, another plan option is the Geo Blue Xplorer. The GeoBlue Xplorer health plan is a great plan for US citizens who travel to or from the United States for extended periods of business, leisure and study. If you leave home for six months or more, your health and financial security are at serious risk because of significant gaps in most available insurance coverage and services. This risk is only heightened by limited knowledge of health and safety hazards around the world, including medical treatment from unfamiliar providers. For other Expats in China, we would suggest reading about Expatriate Health Insurance Coverage.