You might be planning a trip that will have you wandering the alleyways in Buenos Aires, rummaging through the markets in Istanbul or riding elephants in Chiang Mai. Wherever your journey takes you, international travel insurance is important since it can cover you in the event of an unexpected injury or illness.
If you have already started the search for an international health insurance plan, you may have discovered that it can be difficult to determine which plan is right for you. Understanding how to find the best international travel insurance for you, based upon your situation, and understanding what each plan covers is crucial to making an educated decision before you start your adventure!
Points of Consideration:
- The size of your group and purpose of travel. Are you traveling individually, with your family or in a large group? Will you be a student, on business or traveling to explore? Whatever the answer is, establish what activities you will be doing before you leave.
- The duration of your trip. Are you vacationing, spending a few months or relocating to a new country? You will need to find a plan that accommodates to the length of coverage you will need.
Types of Travel Insurance
There is a large variety of international insurance options to consider when finding the best international travel insurance for you. Here are a few main categories and what they typically include:
Basic coverage relating to your journey: lost baggage, flight complications, documentation theft
Short term: only up to a year, covers medical expenses related to illness and injury.
Long term: six months to a lifetime, this is a common option for those in need of expatriate health insurance
- Compare Global Medical Plans
Coverage includes: lost baggage and documentation, immediate medical referrals, trip interruption, repatriation of remains and medical evacuation
When you need to find the best international travel insurance for you, make a list of the basic details of your trip, along with what benefits you might need. Next, take your time when researching your plan to make sure you meet the eligibility of the plan, you can have it for the time period you need and that it of course includes the coverage you need. Don’t let the process become overwhelming- if you’re not sure what step to take next, contact one of our licensed agents for a suggestion on a plan.