When traveling to New York, it is important to have adequate travel insurance. The health care costs in New York, an expensive city in general, can add up quickly. For example, an ambulance would cost on average $800 as a flat fee and $14 per mile in some parts of New York. This does not even include your treatment upon arrival at the hospital!
To avoid such fees, many visitors purchase travel insurance to avoid high medical costs in the event that there is an unpreventable illness or injury that occurs while in New York. You will want to make sure that your plan includes:
- Outpatient and Inpatient medical coverage in case you need to go to either the doctor or hospital
- Providers that accept direct billing so that the insurance will pay directly to your doctor or hospital to avoid being stuck with any major bills
- Emergency medical evacuation and ambulance coverage in the event that you need to be transported for treatment
- Travel assistance in case you need medical referrals, translation services, etc.
The Atlas Travel policy is a popular option for travel insurance in New York as you can get up to $1 million in coverage which includes doctor visits, hospitalization, prescription medication, surgery, labs and x-rays, emergency medical evacuation, and local ambulance transportation. The plan also provides an optional network of providers that have agreed to direct pay and a travel assistance phone number which is available 24 hours a day, including with translation services.