Are you planning to travel to Thailand on vacation and are investigating the health care system before your departure? We’ve done our research to help you understand what to expect before you arrive.
In 2001, Thailand introduced universal health care coverage to all citizens with the funds collected by public revenue. With this development, Thailand introduced both a public and private health care facilities by which individuals can seek coverage. As travelers, however, you do not have access to this universal coverage.
Instead, most providers will require you to pay cash at the time you seek treatment. Because of this, it is important to contact your current health insurance provider to see whether health coverage extends to Thailand when you travel internationally. If your plan does not cover you overseas, you may want to consider a Thailand international travel insurance plan. While medical expenses may be a lot less expensive than in your home country, there are many advantages to purchasing a comprehensive medical insurance plan.
First, many international travel insurance plans offer 24-hour assistance should you need medical assistance; some plans also include translation services as well if you are unable to find a doctor or hospital that speaks English. This can be especially helpful in Thailand as you may find communication difficult and you can rest assure that you will have the care and assistance if necessary. Additionally, while non-emergency care may be inexpensive, catastrophe coverage may be important especially if medical treatment cannot be found locally. Before purchasing a Thailand international travel insurance plan, you will want to find out if emergency medical evacuation is covered in the benefits of your plan. Emergency medical evacuation includes coverage for emergency transportation to another facility should your current hospital/doctor be ill-equipped to handle treatment. In this particular case, costs can add up and be extremely expensive should you need to utilize this service. However, by having this coverage included in your plan you will not only be covered but the insurance company will typically help arrange the transportation.
According to the US Department of State, medical treatment is considered to be adequate in urban areas however only basic medical care is available in rural areas. As a traveler, you should be aware that English speaking practitioners may be difficult to come in contact with, especially in the rural areas.
A popular option is the Atlas Travel insurance plan that is designed to cover individuals outside their home country in multiple countries, including in Thailand. Not only does this insurance cover emergencies and non-emergencies, but the policy provides you with a 24-hour travel and medical assistance that includes translation services. The policy includes coverage for doctor visits, hospitalization, prescription medication, emergency medical evacuation, repatriation, etc. In addition to medical services, the plan also includes travel benefits including lost checked baggage, trip interruption, natural disaster, return of a minor child, etc.
Contact one of our licensed insurance agents to find out more about this Thailand international travel insurance.