Personal Liability When Traveling Abroad
So you are planning to travel across the globe and now that you have a plane ticket in hand, the next step is international insurance. With such an array of different plans, which plan is best suited for your travel purposes? One important consideration may be insurance that covers personal liability. For definitions and plan options, we have created a more comprehensive page at international personal liability on InternationalInsurance.com. If you are unfamiliar with this term, this coverage gives protection while traveling abroad. This can be especially important as you may be unfamiliar with the laws and regulations of your destination country.
Travel Insurance Plans that Include Personal Liability Benefits
Some providers that we work with include personal liability insurance. For a travel medical plan, I would recommend the Atlas Plan (Atlas – Free Quote) which includes $10,000 of personal liability benefits (with the option to add on an additional $90,000). Also, the Atlas plan provides the typical benefits you would expect in an international travel medical plan, including emergency medical, evacuation, etc.
Another option IHI Travel Insurance Plan (IHI Plan – Free Quote) (Not available in the USA or Canada). Here you can purchase up to $1,000,000 in personal liability coverage along with their included travel medical benefits.
Personal liability Coverage Options with IHI Plans
- Property Damage: $500,000 | 360,000 | 550,000 | 280,000
- Bodily Injury: $1,000,000 | 715,000 | 1,100,000 | 550,000
One final option for students: Patriot Exchange for International Study which offers liability as an optional add on to their standards plans.
If you would like to find out more about travel insurance plans, you can do so right online at our travel insurance page.