Travel to another country should be fun and adventurous, nobody likes to think of or prepare for the worst case scenario while planning a journey. However, when it comes to the more practical side of planning- or maybe a governmental requirement, we must. When planning for the less glamorous side of travel- the risk of having an illness or injury, you will more than likely purchase international health insurance. One important benefit to include in your plan is emergency medical evacuation.
Emergency medical evacuation takes place when the facility that is treating you is unable to provide the necessary care in a life-threatening situation or if you are in an area where there is not a nearby facility that can handle your condition. When this is the case, a physician may recommend that you be evacuated to the closest facility that can handle your emergency as needed. This may be through air or land evacuation, depending on the circumstances of your condition and location.
At times, emergency medical evacuation is needed to safeguard a life. As necessary as it might be, this can be very costly- even thousands of US dollars. If an individual doesn’t have insurance that includes emergency medical evacuation coverage, it can not only put a damper on the trip, but put the individual into debt.
There are multiple options available when it comes to finding an international health insurance plan that includes emergency medical evacuation coverage. If you already have an insurance plan, you will first want to see if your plan includes this benefit overseas. If you have medical coverage overseas, but not this benefit, you will need to purchase emergency evacuation insurance.
If you do not have international health insurance for your trip overseas at all and you need coverage for three years or less, you will want to look into a travel medical plan that includes emergency evacuation.
Need a more long-term solution? Many major medical plans include an evacuation benefit at no extra charge- but make sure you check the benefits of the plan under consideration before you purchase it.
No matter how long you are traveling outside your home country, make sure you have the emergency evacuation coverage you need so you can enjoy your trip.