If you plan to relocate overseas, you will want to consider a long-term expatriate health insurance. Whether you are relocating for a job, retiring, or simply looking for a change of pace, long-term international health insurance is an important consideration, especially since the health care system may differ dramatically from what you may be accustomed to.
Why You Need an Expatriate Health Insurance Plan
Some health care systems may have limited resources; others may allow you to go to public facilities requiring an insurance plan to cover private facilities. Knowing about the country you are traveling to and the health care they provide is crucial. Questions to ask yourself, include :
- What will I do if I have an emergency situation in my host country?
- Will I be able to seek treatment in a non-emergency situation?
- What type of doctors and hospitals will I be able to go to?
- Are there doctors and hospitals that I want to go to – will I be able to seek treatment there?
- What happens if I return home and have developed a condition that requires continuous treatment?
You should investigate your options so that you are properly covered at home and abroad. For many, individuals who are relocating overseas choose a long-term compare international health insurance plan since it will give you flexibility in choosing your doctor or hospital – including at private facilities. Some insurance plans will even cover you when you return home for short or long-term visits, including if you need continuous care at home.
Related: Expatriate Health Insurance
Read: Insurance for your Employees Abroad
If you would like specific assistance, contact our licensed agents who would be able to recommend the best-suited long-term expatriate health insurance plan.