Most international insurance plans include repatriation benefits in case you need to be transported to another facility in case of an emergency or death. The most common evacuation benefit is emergency medical evacuation and repatriation of remains:
- Emergency medical evacuation is typically included as a benefit in an international travel and health insurance plan. Emergency medical evacuation is designed to transport you to another facility in case you cannot seek emergency treatment locally. For example, your doctor may say that it is medically necessary for you to be transported to a neighboring country – or in severe cases, your home country – where they have the equipment and know-how to treat your condition. Most plans cover you to the nearest facility to handle care which is typically based on the doctor’s recommendations.
- Repatriation of remains is used only in the case of death where the body is transported back to the member’s home country. While each policy will specifically define what is covered, typically this benefits covers preparation of remains to be transported, including air and/or ground transportation back to the principal residence.
Many governments that require you to purchase insurance upon arrival typically specify that both repatriation of remains and emergency medical evacuation must be included in the covered benefits. This is generally because, if necessary, these benefits can be expensive as emergency air or ground transportation can add up to thousands of dollars. By having an insurance plan that covers this, you can rest assured that you have the coverage you need!
To do this, there are different types of insurance plans that you can purchase that include these benefits. We offer stand-alone policies which cover emergency medical evacuation and repatriation of remains. This is well suited for those individuals who already have medical coverage in place but may not have these benefits already included in the plan.
If there is no policy currently in place, you can buy an international travel insurance plan that includes comprehensive coverage with emergency medical evacuation and repatriation of remains. This is well designed for individuals seeking short-term coverage of three years or less outside your home country. If you are looking for a comprehensive international health insurance plan that can be annually renewed, you will find that every plan includes this standard or as an option within the policy.
If you have additional questions about these benefits, we have licensed insurance agents ready to answer any questions you have.