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When choosing an international health insurance plan for yourself or your family, you are often confrontated with a number of different plans which may all look similar, but are all very different and unique - most offering slightly different coverages compared to each other.
Download the Plan Comparison Sheet
To help you find the correct plan, we have created this online comparison - which is also available to download as a PDF document. With this comparison, you can get an idea of the features and benefits of each plan compared to one another. Please then contact our customer suppport team, as we will be more than happy to provide personalized quotes and suggestions for your situation.
Plan Information Comparison
| IHHP Health Plan | Global Medical | Citizen Secure | Global Citizen | |
|---|---|---|---|---|
| Administrator | ihi Bupa (Denmark) | IMG (USA) | HCCMIS (USA) | HTH (USA) |
| Underwriter | ihi Bupa | Sirius International | Lloyds of London | Unicare Life and Health |
| Rating | A+ (Fitch) | A- (S&P) | A+ (S&P) | A- (S&P) |
| Coverage Area | Worldwide | Worldwide and Worldwide ex USA/ Canada |
Worldwide and Worldwide ex USA/ Canada | Worldwide and Worldwide ex USA/ Canada |
| Eligibility | - 60 years and under - 60+ have rated up premium - Anyone around the world |
- up to 69 years old - Anyone around the world - US Citizens max 6M in USA |
- up to 74 years old - Anyone around the world - US Citizens max 6M in USA |
- up to 74 years old - Anyone around the world |
| Policy Maximum | $1,800,000 | $8,000,000 | $5,000,000 | $5,000,000 |
| Renewable | Lifetime | Before 65, lifetime renewability After 65, up to age 74 |
Before 65, lifetime renewability After 65, up to age 74 |
Up to age 84 |
| Currencies | GBP, Euros, US Dollars | US Dollars | US Dollars | US Dollars |
| Plan Options | Modular Plan | Terrorism, Sports | Dental, Sports, Term Life | Prescription drugs |
| PPO Network | None | First Health Network | Hygeia Network | Aetna Network |
| Cancellation | 90 day advance written notice to cancel on anniversary date. Insurance must be effective for a minimum of 12 months | 15 day free look period with full refund. After, cancellation request will be reviewed by insurance company. If granted, refund is a short-earned refund rate | 60 day advance written notice, short earned rate of return if have not used policy. Cancellation request will be reviewed by insurance company | 10 day free look period with full refund. After, no cancellation or refunds are issued within the certificate period year |
| View Plan • Free Quote | View Plan • Free Quote | View Plan • Free Quote | View Plan • Free Quote |
Plan Benefits Comparison
| IHHP Health Plan | Global Medical | Citizen Secure | Global Citizen | |
|---|---|---|---|---|
| Hospitalization |  |
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| Intensive Care | |
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| Doctor Visits | with module 1 |
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| Prescription Medication | with module 2 |
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| Maternity |
12 month waiting period |
12 month waiting period |
12 month waiting period |
Option for maternity plan after 12 months |
| Mental Health | with module 1 |
12 month waiting period |
12 month waiting period |
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| Evacuation/ Repatriation | with module 3 |
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| Wellness/ Checkups | with module 1 |
Gold and Platinum plan only |
12 month waiting period |
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| Dental | with module 4a and b |
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 optional dental available |
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| Vision | with module 4a and b |
Platinum Plan only |
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| Pre-existing Conditions | |
(no waiting period on Platinum Plan) |
(Economy - 24 month waiting period) |
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| View Plan • Free Quote | View Plan • Free Quote | View Plan • Free Quote | View Plan • Free Quote |
