Health Insurance Comparison Table

The table below provides you with an outline of the various international health insurance plans that we offer:

	IHHP Plan	IG Personal Health	Citizen Secure	Citizen Secure Economy	Global Citizen
Underwriter	IHI	Colonial Medical	Lloyds of London	Lloyds of London	Unicare Life and Health
Policy Maximum	$1,800,000	$2,000,000	$5,000,000	$5,000,000	$5,000,000
Coverage	Worldwide	Worldwide - 2 options, including and excluding the USA	Worldwide	Worldwide	Worldwide
Eligibility	- 60 years and under - 60+ have rated up premium - Anyone around the world	- up to 69 years old - Not in the USA at application - Anyone around the world	- up to 74 years old - US Citizens no more than 6 months in the USA - Anyone around the world	- up to 74 years old - US Citizens no more than 6 months in the USA - Anyone around the world	- up to 74 years old - US Citizens in the USA and abroad - Non-US Citizens in the USA
Plan Style	Modular You can pick and choose modules based on coverage you want.	Fixed Benefits (URC) The benefits are fixed and you cannot add/ change or remove them	Fixed Benefits (URC) The benefits are fixed and you cannot add/ change or remove them	Fixed Benefits (Scheduled) The benefits are fixed and you cannot add/ change or remove them	Fixed Benefits (URC) The benefits are fixed and you cannot add/ change or remove them

Sample Rates 30 year old Male/ Female Worldwide Coverage (please note that some plans offer to exclude the USA and thus will offer a lower premium)	$400 Deductible Base - $2,769 Module 1 - $1,586 Module 2 - $559 Module 3 - $449 Module 4a - $555 Module 4b - $1,056 >> View Full Rates	$200 Deductible Male Premium - $1,512 Female Premium - $3,552 >> View Full Rates	$250 Deductible Male Premium - $1,270 Male Premium - $2,359 >> View Full Rates	$250 Deductible Male Premium - $847 Female Premium - $1,425 >> View Full Rates	Rates vary based on state location - please run a free quote >> Run a Free Quote

Hospitalization
Intensive Care
Doctor Visits	with module 1
Prescription Medication	with module 2
Maternity	12 month waiting period Base - $6,500 per delivery With Module 1 - $11,000 per delivery	12 month waiting period Nomal Delivery $10,000 max Complicated Delivery $12,000 max	12 month waiting period 50% up to $100,000	12 month waiting period $5,000 per pregnancy	Option for maternity plan after 12 months
Mental Health	with module 1		12 month waiting period	12 month waiting period
Evacuation/ Repatriation	with module 3
Wellness/ Checkups	with module 1		12 month waiting period	12 month waiting period
Dental	with module 4a and b	optional dental available	optional dental available	optional dental available
Vision	with module 4a and b	6 month waiting period
Pre-existing Conditions	12 month waiting period	12 month waiting period	12 month waiting period	12 month waiting period
Pre-existing Conditions	Please note that all of these plans are medically underwritten - this means that is you do have a pre-existing condition it is down the underwriters as to whether they will accept or deny your application. If you have a medical condition and would like to find out what plan is best to provide coverage, please contact us and we can recommend the best plan for you.
Please note that this is a consolidated summary of the plan benefits - please see the full plan details on our website for more information. URC - Usual, Reasonable and Customary. Ususally referred to benefits that has no specific limit apart from the policy maximum. Scheduled Benefits - This refers to benefits that have set and specific limits on the benefit.