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RSS Post FeedIf you are a US Expat who is living abroad, outside the USA, then you will most likely often travel back to the USA to visit friends and family throughout the year. Most of the time, your international health insurance plan will provide worldwide coverage including back in the USA – however this may not always be the case. For example, if you are currently covered under a domestic health insurance plan in your host country, or you simple have an international plan that covers you around the world but excluding the USA to keep costs down – you have an issue when traveling back to the USA.
The simple answer would be to purchase a travel insurance plan for the short 2 weeks when you are back in the USA – however you will most likely run into the issue that nearly all travel insurance plans will not cover a US Citizen who needs coverage back in the USA. Why? Well there are a couple of reasons why they do not provide coverage but essentially a US Citizen inside the USA is the domain of domestic insurance, which can be a regulatory nightmare for insurance companies, and thus they simple opt not to get involved.
There is however an option! The ihi Bupa Travel Insurance plan will provide coverage for a US Citizen who is traveling back to the USA – as long as they permanently reside outside the USA and their home country is outside the USA. The travel back to the USA should also only be for short term coverage and not if you want to permanently move back to the USA.
The ihi Bupa Travel Insurance plan offers single trip insurance coverage up to 30 days and there is also an annual travel insurance plan that provides yearly coverage for multiple trips abroad up to 30 days each time. For more information about the travel insurance plan, please check out the ihi Bupa plan in greater detail.
