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Archive for the ‘Uncategorized’ Category

Global Health Insurance

Friday, September 2nd, 2011

Are you a world traveler? Do you need coverage internationally? Does your career require extensive travel? You are not alone; in fact many professionals, retirees, and globe trotters spend time all over the world and need a global health insurance that can keep up with them. Whether you are looking for a comprehensive global health insurance, travel plan, or standalone emergency medical evacuation and repatriation policy, International Citizens works with you to find the most suitable option to best fit your needs. Because everyone is different, here are a few of the many plans that are popular among our international travelers:

Global Health Insurance

Our Global Medical plan is a comprehensive health insurance policy that provides worldwide coverage with the option to include or exclude coverage in the United States and Canada. The plan is available in four different levels to choose the coverage best suited for you. All plans cover doctor visits, hospitalization, prescription medication, emergency medical evacuation, repatriation, etc. Plan options also include coverage for vision and dental, maternity, pre-existing conditions, and wellness care. This global health insurance option provides individuals with a 24-hour travel and medical assistance phone number that you will have available should you need assistance.

International Travel Plan

If you plan to travel temporarily outside your home country, you may find the Atlas Travel plan to be well suited to your needs. This is not only a health insurance plan, but coverage also includes travel benefits. Lost checked luggage, terrorism, natural disaster, trip interruption or just a few of the travel benefits this plan includes. Unlike other plans that may just be emergency-only coverage, this plan covers accidents and illnesses – regardless of whether it is an emergency. We know that even the smallest cold can put a damper on your travels – which is why this policy is considered to be an important global health insurance policy.

Standalone Emergency Medical Evacuation and Repatriation

Do you already have a plan in place that will cover you overseas but does not include emergency medical evacuation and repatriation? If this is the case, then there is no point in purchasing a plan with duplicate coverage! Instead, we have a standalone emergency medical evacuation and repatriation plan so that you just purchase the coverage that you need!

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Airline Bans Infants

Friday, July 1st, 2011

Ever find yourself on a long plan ride next to a crying, screaming baby? No matter how loud you play your music, how good those noise muffling headphones are, or how deep you insert those earplugs, it may be near to impossible to muffle the noise.

We all understand that children are children and that there is only so much good parenting will do. Whether you have children of your own or not, we all look forward to sleeping on the long plane ride either to pass the time or catch up on some desperately needed sleep. While some of you may have dreamt that your airline would place bans on infants – none thought that it would be possible. That is until finally, passenger complaints have been answered and one airline has voted for peace and quiet. That’s right – you understood right – one airline is slowly placing first class bans on infants.

In recent news, Malaysia Airlines announced that they are going to deal with the crying babies head on. Currently, infants are banned in the first class cabins on their Boeing 747-400 jets. After announcing the release of their new Airbus A380, Malaysia Airlines also stated that babies will be restricted from these first class flights.

Under current airline travel restrictions, children unable to sit upright with their seat belt fastened must be carried in an FAA approved infant seat. In an effort to deal with consumer complaints, Malaysia Airlines have made bassinet available in both Business and Economy cabins only – leaving a baby-free zone for first class.

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Cuba Travel Insurance – Mandatory from May 1st 2010

Wednesday, March 31st, 2010

Starting May 1st 2010, the Cuban Government will make it a mandatory requirement for all international travelers to purchase and show proof of international travel insurance when entering their country. Details are still a little sketchy about what will be required in terms of coverage levels, however the information we have at the moment is that coverage will only be accepted by a few “select” international insurance companies.

If a traveler arrives in Cuban after May 1st 2010 without proof of coverage, they will have to purchase a plan from a Cuban insurer at the airport before being granted access to enter the country.

For US Citizens, it is also still unclear about how this will work for you when traveling to Cuban, as the current US embargo restricts Cuban businesses from operating in the USA – and thus this would make purchasing Cuban insurance impossible or very hard before any travel.

As more details about this requirement unravels, we will keep you updated. In the meantime, if you need to purchase any international travel insurance coverage, please check out our dedicated section,

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US State Department Issues Travel Warning in Colombia

Tuesday, March 9th, 2010

On March 5, 2010, the US State Department issued a travel warning for Colombia that replaces the previous warning from November 10, 2009.

This warning is also currently supported by the Foreign & Commonwealth Office of the United Kingdom who advises against all but essential travel to some areas of Colombia.

These warning are primarily due to the violence by narco-terrorist groups in the rural areas and large cities. The primary concerns are due to the increase of murders and kidnappings. These rates are the highest in the cities of Cali and in Medellin, although it has been increasing in other parts of the country.

The main focus has been on two terrorist groups identified as the Revolutionary Armed Forces of Colombia (FARC) and the National Liberation Army (ELN) who have been using kidnapping as a tool for political bargaining and ransom. In fact, the Overseas Security Advisory Council stated that “Colombia has one of the highest kidnapping rates in the world. Although the numbers continue to decrease, approximately 369 political and financial kidnappings were reported to authorities in 2005.”

In terms of the murder rates, Colombia ranks as number 3 in the world for highest murders per country – and number 1 for murders per capital according to the United Nations.

Bogotá and other large Colombian cities also share similar security concerns such as muggings, assaults, burglaries, theft and credit card fraud.

Good personal security practices are extremely important for visitors to Colombia.

If you plan on traveling to Colombia, the Overseas Security Advisory Council (OSAC) recommends that you maintain a low profile. This includes avoiding flashy or expensive jewelry, carrying large purses or bulky wallets, or using ATMs on the street. You should carry all important documents including wallets in a front pant or jacket pocket. It is also important to never leave items unattended as this can be easily stolen. In the case that you are confronted with an armed assailant, the OSAC recommends that you cooperate.

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