Archive for the ‘Evacuation Insurance’ Category

Emergency Medical Evacuation Insurance in Spain

Tuesday, March 20th, 2012

Spain is a sought-after country to visit and an even more desirable country to be an expat in according to an HSBC 2011 expat case study. When taking a glimpse into how expats in Spain view the country, it brings in the following results: it is ranked seventh for providing a positive experience compared to other countries, eighth in the expat economics luxury scale and second for having local culture. With rankings like these it’s no mystery why 42 percent of the expats in Spain moved there to escape their home country’s situation and 24 percent of the expat population moved to Spain specifically to retire.

Although living somewhere that has as much to offer as Spain is fulfilling a dream for most, it is important to make sure that responsibility is not thrown to the wind. Spain’s healthcare in reference to access and quality was ranked sixth in the race against other expat-occupied countries, but as a visitor or expat, it is important to find an insurance plan that will cover you in the event that you will need to seek emergency treatment at the best suited facility for your illness or injury. Emergency medical evacuation insurance in Spain is just as necessary to have as in any other country.

A popular plan that those who only need emergency medical evacuation in Spain purchase for their visit of one year or less is the Sky Rescue plan. This plan provides emergency medical evacuation insurance in Spain for up to $100,000.

Expats that are in need of emergency medical evacuation insurance in Spain along with other coverage often turn to the Global Medical plan. Combined with emergency medical evacuation is comprehensive major medical coverage such as outpatient care, mental and nervous health coverage, transplants, surgery, adult and child wellness, prescriptions, physical therapy, recreational scuba, maternity and vision.

If you would like to know more about one of these plans or other options for emergency medical evacuation insurance in Spain, contact one of our licensed agents.

 

Political Evacuation

Tuesday, January 24th, 2012

In countries where there is political unrest, evacuation is a common consideration for many travelers. Those who are traveling should be aware of the political situation of where they are traveling to and if there are any warnings issued for their destination. This should be something that is as commonly looked into as the latest flight update.

If a political warning is issued by the United States government after your arrival in your host country, the Atlas Travel plan can provide coverage of up to $10,000 for political evacuation along with providing you other international travel medical coverage benefits like hospitalization/doctor visits, lost luggage, repatriation of remains, accidental death and dismemberment, complications of pregnancy and prescription medication. This plan can be purchased for a minimum of 5 days and up to twelve months with renewability up to 3 years in total.

If you would like to explore your options by comparing plans that include political evacuation, you might also want to check out the Global Medical Platinum plan. The platinum plan option provides $10,000 lifetime maximum for political evacuation and repatriation. The Global Medical Platinum plan is a comprehensive major medical plan, other benefits include surgery, transplants, mental health, hospitalization, vision, dental and emergency evacuation.

If you already have medical insurance coverage, but are in need of political evacuation coverage, you are able to purchase a stand-alone emergency evacuation insurance plan. This plan will give you up to $10,000 in coverage to ensure you are able to evacuate to a location outside of your host country that the warning has been issued in. This plan also offers a few other key benefits like emergency medical evacuation, emergency reunion and repatriation of mortal remains. With this plan you are able to choose from three periods of coverage options: three months, six months and twelve months.

During your travels, ensure that you keep up to date on travel warnings and have proper coverage for any situation.

 

Medical Evacuation

Wednesday, December 7th, 2011

Imagine you are touring around a small, distant village that you have always dreamed about being in. You are walking the streets, soaking in the spicy smells that are wafting from the local restaurants while taking a mental picture of the foreign sights around. You are simply enjoying the atmosphere when all of a sudden you encounter a life-threatening situation that requires more medical care than the one local doctor says she can provide. What do you do? Emergency medical evacuation is more than likely the answer in an instance such as this.

Emergency medical evacuation can literally be a life saver; however it can also break the bank costing thousands of dollars if you have to pay out of pocket due to lack of coverage. To save yourself from dwindling away your life savings in paying the bills associated with this one accident, ensure you have proper international health insurance. One plan that provides this coverage is the Atlas Travel plan. It provides emergency medical evacuation with a $500,000 lifetime maximum ($25,000 if for acute onset of pre-existing condition). Medical evacuation coverage provides benefits for expenses associated with transporting you to the nearest medical facility that is qualified to treat your life-threatening condition.

Another benefit included in the event of a covered medical evacuation is emergency reunion. When a life threatening accident occurs most people want to have a support system nearby. The emergency reunion benefit will cover transportation, lodging and meal costs for a family member (parent, spouse, sibling or child age 18 or older) to join you when you are faced with a life-threatening condition. This benefit will cover them for up to 15 days.

Don’t let the thought of a life-threatening situation stop you from exploring the sights you have always wanted to see. Simply ensure that you are covered to prepare for the worst.

 

Cruise Travel Insurance

Friday, April 22nd, 2011

Bon voyage!  You’ve finally booked that luxury cruise to some exotic location a question occurs to you – Should I purchase travel insurance? The last thing you want to worry about is travel insurance and besides, what could go wrong?  Trust me – there’s a myriad of things that can go wrong on a cruise vacation and having insurance can wash those worries away, allowing you focus on more important things like which swimsuit you should pack!

There are number of reasons you should consider purchasing Cruise Travel Insurance. The following are some key things to consider:

Trip Cancellation – What if something happens and you can no longer go on your cruise? Sickness, accidents, job loss, destruction to your primary residence and even death can occur. You can insure your non-refundable trip costs so that you’re protected against unforeseen events that can cause your trip to be canceled.

Trip Interruption – Sometimes trips can be delayed.  What if you’re involved in a traffic accident on you’re way to the airport and you missed your flight or connection?  A lengthy trip delay can cause you unexpected food and lodging expenses, having travel insurance can help you re-coup these costs.

Baggage Delay/Loss – What if you arrive from the airport in time to depart but your baggage missed the boat? This is an inconvenience that unfortunately, happens more often than you’d like.  Cruise Travel Insurance can provide coverage to make sure your bag gets to the next port of call.

Medical Expenses – Everyone usually thinks “It won’t happen to us” but accidents happen all the time.  Slips, falls, illnesses and injuries can occur anytime and travel insurance can help to cover expensive medical costs and diagnostic testing.

Emergency Medical Evacuation/Repatriation – What if something catastrophic occurs like a heart attack, stroke or other serious illness/injury and requires you to be flown from the ship (usually from out in the middle of nowhere) to a full service hospital? Cruise Travel Insurance can provide this life-saving benefit to you or your loved ones. It also covers the repatriation of remains if a death occurs during an insured vacation.

When should you purchase a Cruise Travel Insurance policy?

This is really important if you want a “Trip Cancellation” benefit on your plan. Trip Cancellation benefits are usually only available if you purchase the insurance plan within a certain numbers of days from when you purchased your cruise. This time-frame is typically between 10 and 20 days. However, if you’re just looking to cover medical (accident/sickness) then these policies can be purchased the very same day you’re leaving.