Archive for September, 2010
Thursday, September 30th, 2010
Are you planning to relocate to Spain? You are not alone – in fact, Spain is ranked # 1 in the world for the number of immigrants. In 2008, Spain had an influx immigration population of 800,000 – this accounted for 11.4% of the population. As you become one of the many individuals relocating to Spain, one of the most important considerations is proper health and medical insurance as an expatriate in Spain.
The healthcare system in Spain is universal and is called Instituto Nacional de la Salud (or in English, National Health Institution). In order to be eligible for the national healthcare system you will need a social security number. The easiest way to do this is to either be employed or self employed. Another way to be covered under the health and medical system is if your home country has a reciprocity agreement that will allow you to be insured under the universal system. Tourists from the European Union can receive free treatment up to three months, however if you need additional coverage beyond this period you will need a European Health Insurance Card (EHIC). For non-residents and tourists from other countries, while you can never be denied treatment you should be prepared to pay for any costs.
Because of this, you will want to secure a health insurance policy that will cover you as an expatriate in Spain. In many cases, Spanish citizens have a private health insurance policy even though they can seek treatment under the public system. Many opt to do this in order to avoid long waiting periods patients are often faced with.
Many expatriates find that the Global Medical plan is well designed as a health and medical insurance for Spain. The plan features worldwide coverage and is available in 4 levels to provide you with the type of coverage you are looking for. Securing a private insurance plan will allow you to choose your doctor or hospital – including private facilities – and can be annually renewed to give you the protection you need year after year.
Tags: expatriate insurance for spain, Health and Medical Insurance for Spain, health insurance spain, medical insurance spain, spain expatriate insurance, travel insurance spain Posted in International Expatriate Health Insurance, International Health Insurance | Comments Off
Wednesday, September 22nd, 2010
According to the UN’s World Tourism Organization, Italy is ranked number 5 in the world as one of the top tourist destinations in 2009. And who could deny a trip to Italy – after all it is rich in art, food, and culture? In fact, Italy has more Unesco World Heritage sites than any other country with 44 sites in total.
While meandering down the streets of Rome, Milan, or Florence, you will soon realize that your planning was well worth your visit! That being said, Italy belongs to the Schengen agreement. As such, US citizens may enter Italy for up to 90 days as either a tourist or for business without a visa. Visits over 90 days may require a visa that will mandate proof of insurance. For non-US citizens, there are visa requirements which will also mandate insurance as well.
In either case, proof of health insurance must include medical and emergency coverage valid for the entire trip abroad. Travelers will be expected to provide a letter from the health insurance company stating coverage for medical expenses, hospitalization costs and repatriation for medical reasons. They have also declared that coverage for medical expenses must not be less than Euro 30.000 (or $50,000 USD).
One popular option is the Atlas Travel insurance plan that has been specifically customized to meet and exceed these minimum requirements. This health insurance for Italy is well designed for your trip as it includes doctor visits, hospitalization, prescription medication, emergency medical evacuation, repatriation, lost luggage, etc. Not only will it meet these listed requirements, but after you purchase the plan you will be able to access your account for a customized visa letter that you can print out to show your proof of insurance. This visa letter will be available to you immediately after you purchase the plan.
Tags: insurance for trip to italy, international health insurance for italy, international travel insurance for italy, italy health insurance, italy travel insurance, italy trip insurance Posted in International Health Insurance | Comments Off
Tuesday, September 14th, 2010
On August 10, 2010, the World Health Organization (WHO) announced that we are “now moving into the post-pandemic period.” This comes after fear and panic spread throughout the world since the virus was highly contagious and had unknown effects.
The Emergency Committee of the WHO, which has overseen the spread of the virus, says that while the virus pandemic is over it is possible to see a reemergence as a seasonal influenza virus for years to come. Currently, the Swine Flu is predicted to have “localized outbreaks of different magnitude” like in New Zealand and India. Because we are now armed with the information, in countries like these awareness, vaccination, detection, and treatment is helping to reduce the spread and severity of symptoms. There are still high risk categories, like children, elderly, pregnant women, patients with chronic illness, and immune-compromised people who will still need to be cautious.
Although we cannot predict how the virus may continue to develop, there has been no mutation during the pandemic to create resistance to the vaccination nor did it become more severe.
Tags: H1N1 DECLARED OVER, SWINE FLU DECLARED OVER, World Heatlh Organization declares swine flu over Posted in Expat News | Comments Off
Wednesday, September 1st, 2010
The United States embargo on Cuba in the 1960’s restricted any transaction by U.S. citizens with Cuba unless individuals obtained a license from the United State Department of the Treasury. This regulation, known as the Cuban Assets Control Regulations, limits travel since tourists cannot be issued a license and thus are prohibited from any transaction with the island.
About fifty years later, there may be change on the horizon – will the U.S. open the doors to travel in Cuba?
As part of what is seen as a larger goal, many individuals in the industry are anticipating a change in foreign policy in the near future. Since the U.S. President Barak Obama took office, he loosened restrictions on family visitation and remittances to the neighboring country. This along with public sentiment is fueling the change as indicated by one recent poll conducted by CNN/Opinion Research Corp that found 64% in favor with lifting the travel ban.
The public along with special interest groups are keeping abreast of the situation and are forecasting upcoming changes in policy. According to the Financial Times, they are predicting that “Mr. Obama is poised to grant more educational, cultural and sports travel to Cuba by US citizens. He also plans to license more airports to fly charter flights to Havana.”
Big business is also on board with the removal of the travel ban as the US Chamber of Commerce, which represents more than 3 million businesses, reported that “the measure will help create thousands of American jobs…[and] could boost U.S. exports by as much as $365 million.”
Tags: international travel to cuba, lifting the embargo to cuba, student travel to cuba, travel to cuba, us citizens traveling to cuba, us expected to open travel to cuba Posted in Expat News | Comments Off
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