Archive for August, 2010

Mountaineering and Trekking Insurance

Wednesday, August 25th, 2010

Travel insurance is mandatory in many cases for organized mountaineering and trekking expeditions. If you are planning to go solo, you may also decide that you’d like to insure your adventure in case the unexpected happens. Whether you are planning to hike Mount Everest or Torres del Paine, it is important to look at specific features of your plan:

  • Is there an elevation limitation on the plan?
  • Do you need to purchase additional coverage for your activities?
  • Does the plan cover emergency medical evacuation and repatriation?
  • Will the plan transport you home in the event that it is medically necessary?
  • How much will the plan cover for doctor visits and hospitalization?

A popular choice for mountaineering and trekking insurance is the Atlas Travel plan with the optional sports rider coverage. This plan will cover you for mountaineering and trekking without elevation limitations. Additionally, the plan provides 24 hour travel assistance and translation services are available. This mountaineering and trekking insurance not only covers medical evacuation and repatriation, but also doctor visits and hospitalization up to $1 million in coverage.

If you are planning to cover your upcoming excursion, whether as a group or individual, contact us today for more information.

 

International Personal Liability Insurance

Thursday, August 12th, 2010

So you are planning to travel across the globe and now that you have a plane ticket in hand, the next step is international insurance.

With such an array of different plans, which plan is best suited for your travel purposes?

One important consideration may be insurance that covers international personal liability. If you are unfamiliar with this term, this coverage gives you legal protection while traveling abroad. This can be especially important as you may be unfamiliar with the laws and regulations of your destination country.

Our IHI Bupa Travel plan will allow you to add this coverage under the non-medical option of the plan. This personal liability covers you for both damages due to bodily injury as well as property damage. This includes damages to a rented holiday home/hotel as well as legal liability for injuries or damages under the laws of the country where the incident occurs.

If you would like to find out more about this insurance plan, you can do so right online at our international travel insurance page.