Archive for March, 2010

Cuba Travel Insurance – Mandatory from May 1st 2010

Wednesday, March 31st, 2010

Starting May 1st 2010, the Cuban Government will make it a mandatory requirement for all international travelers to purchase and show proof of international travel insurance when entering their country. Details are still a little sketchy about what will be required in terms of coverage levels, however the information we have at the moment is that coverage will only be accepted by a few “select” international insurance companies.

If a traveler arrives in Cuban after May 1st 2010 without proof of coverage, they will have to purchase a plan from a Cuban insurer at the airport before being granted access to enter the country.

For US Citizens, it is also still unclear about how this will work for you when traveling to Cuban, as the current US embargo restricts Cuban businesses from operating in the USA – and thus this would make purchasing Cuban insurance impossible or very hard before any travel.

As more details about this requirement unravels, we will keep you updated. In the meantime, if you need to purchase any international travel insurance coverage, please check out our dedicated section,

 

Travel Insurance for Mexico

Thursday, March 25th, 2010

It is that time of the year where the weather is warming up and vacation time is just around the corner. Traveling to Mexico may be next on the list of destinations – you’ll be lying on the beaches after visiting the ancient Mayan ruins. In preparation for your trip, you will want to consider the health facilities and care before packing your bags and boarding the plane.

The US State Department strongly recommends that you purchase a travel insurance plan if you do not already have international coverage. In the United States, some plans offer health insurance coverage abroad. In order to find out these details, you will need to contact your insurance company to find out if your benefits extend into Mexico. If you are on the Medicare system, this plan will not cover you in Mexico.

If, on the other hand, you are a member of the European Union or Australia you will need to purchase a travel insurance plan as Mexico does not have any reciprocal agreements with other nations. Although Mexico has its own national health care system called the Instituto Mexicano de Seguro Social, this is only available to Mexican nationals and legalized immigrants who pay into the system. If you do not have coverage with a private policy – you would not be covered while vacationing in Mexico.

In terms of the facilities, Mexico City has excellent health facilities; however more remote locations may have few resources. Because of this, it is recommended that your plan includes emergency medical evacuation in the event that you’d need to be transported to a facility equipped to provide treatment. If Spanish is not your first language, you’ll also want to find out whether your plan offers translation services.

A well-suited option for your trip to Mexico is the Atlas Travel plan. This plan will allow you to customize your dates of coverage for as little as 5 days and you can add sports coverage should you be participating in adventurous activities. The plan also provides coverage outside your home country for inpatient and outpatient services, prescription drugs, emergency medical evacuation, repatriation, doctor office visits, etc.

Be sure to keep your proof of insurance with you at all times as this is generally required before being treated. Que disfrute su viaje – hasta luego!

 

US State Department Issues Travel Warning in Colombia

Tuesday, March 9th, 2010

On March 5, 2010, the US State Department issued a travel warning for Colombia that replaces the previous warning from November 10, 2009.

This warning is also currently supported by the Foreign & Commonwealth Office of the United Kingdom who advises against all but essential travel to some areas of Colombia.

These warning are primarily due to the violence by narco-terrorist groups in the rural areas and large cities. The primary concerns are due to the increase of murders and kidnappings. These rates are the highest in the cities of Cali and in Medellin, although it has been increasing in other parts of the country.

The main focus has been on two terrorist groups identified as the Revolutionary Armed Forces of Colombia (FARC) and the National Liberation Army (ELN) who have been using kidnapping as a tool for political bargaining and ransom. In fact, the Overseas Security Advisory Council stated that “Colombia has one of the highest kidnapping rates in the world. Although the numbers continue to decrease, approximately 369 political and financial kidnappings were reported to authorities in 2005.”

In terms of the murder rates, Colombia ranks as number 3 in the world for highest murders per country – and number 1 for murders per capital according to the United Nations.

Bogotá and other large Colombian cities also share similar security concerns such as muggings, assaults, burglaries, theft and credit card fraud.

Good personal security practices are extremely important for visitors to Colombia.

If you plan on traveling to Colombia, the Overseas Security Advisory Council (OSAC) recommends that you maintain a low profile. This includes avoiding flashy or expensive jewelry, carrying large purses or bulky wallets, or using ATMs on the street. You should carry all important documents including wallets in a front pant or jacket pocket. It is also important to never leave items unattended as this can be easily stolen. In the case that you are confronted with an armed assailant, the OSAC recommends that you cooperate.